Tag: insurance

Construction sites are faced with more extreme hazards during the winter months. Cold temperatures increase the risk of injuries and damage to equipment, and windy conditions can make any workday unpredictable. Knowing how to winterize your construction site and prepare your team can help you stay on schedule … safely.

Here are six helpful tips to winterize your construction site.

1. Keep up with the current forecast. When working outdoors in harsh weather, knowing what to expect can be a big help. Closely monitor the weather forecast for upcoming workdays and track any changes – sometimes winter weather patterns can shift quickly. Always take the local climate into account when planning for a project. If bad weather is expected, make sure to communicate with the project team and add extra time for potential delays, if necessary.
2. Stabilize the ground. Placing sediment, temporary or permanent vegetation, or netted mulch on any slopes

Homeownership comes with never-ending to-do lists. That’s why preventive measures, like maintaining the health of your drains and pipes, often don’t get checked off. But did you know keeping an eye on what’s going down the drain and cleaning them even once a year can save you from significant damage and money down the road?

From kitchen sinks and showers to bathroom vanities and laundry tubs, we rely on our drains daily. Keep them all up and running with these five plumbing tips:

1. Know what is acceptable to put down your drains and what is not. Garbage disposals are time-saving tools, but people tend to overestimate what can be put down the drain for disposal. Things like coffee grounds, eggshells, and grease can damage your disposal and clog your pipes. A good rule for all household drains is to stop any larger or easily caught objects before they reach the

BOO! We all love a little scare during the spooky Halloween season. But often, insurance claims can be more nightmarish than most people want to endure. And while Frankenmuth Insurance promises fast, fair claims around the clock, we want to help you avoid claims from the start.

Don’t let decorations, pets, and pranksters turn your Halloween season into a horror. Leave the scares to the trick or treaters and movies by following these Halloween safety tips.

• Get creative and be smart with the decorations. Whether you’re decorating to get into the Halloween spirit or having a competition with your neighbors, it’s important to be careful. Less noticeable objects like extension cords and stakes holding décor in the ground can quickly become tripping hazards. Clearly mark or secure all décor to your home or yard. Try not to go overboard on decorations, either; overloading circuits or leaving electrical wires exposed can

Did you know manufacturing injuries make up 20% of the private industry’s injuries? With heavy machinery, moving parts, and quick turnarounds, these worksites can be dangerous places to work … especially if the right precautions aren’t taken. As a business owner or a manufacturing employee, it’s important to keep safety for the team a top priority. Learn the six most common manufacturing injuries, the ways to avoid them, and how to create a healthier workplace.

1. Machine or contact-related injuries. Serious injuries like crushing, loss of limbs, or even fatality can occur when machines malfunction or someone is distracted. To prevent these types of injuries from happening, implement safety protocol. Ensure your staff is properly trained upon hiring and perform periodic refreshers. Have a safety services expert visit the worksite to evaluate hazards and prevent injury. Put safety measures, like lockout, tagout, into effect to safeguard workers from hazardous energy from

Though homeowners cannot always stop disasters from happening at home, there are ways to prepare that can make recovering from them faster and easier. What’s one of the fastest and most effective tips? Saving receipts for insurance claims.

This simple practice can help you replace what you’ve lost when filing a claim. And while you can still be reimbursed without receipts, having them on hand makes the whole process faster and smoother. Keep this list in a safe place, like a waterproof, fireproof safe, in a safety deposit box, or scan it electronically.

Focusing specifically on big-ticket items, do you have these six categories of receipts available for insurance claims? Find out.

1. Valuable electronics. Electronic devices like computers, televisions, and gaming systems are expensive. Keeping the receipts for these large purchases is always a smart idea.
2. Appliances. These are items like your refrigerator, range or cooktop, dishwasher, washer/dryer, etc. If