Year: 2022

When an accident or injury happens on the job site, how does your team react? Do you have a plan in place? Do team members know who to call? Research shows delayed reporting of workplace injuries can increase the cost of workers compensation claims for the company by up to 51%. That means your team member doesn’t just suffer after an injury, your bottom line could, too.

Luckily, injury triage helps manage and reduce claims. Curious about what injury triage is or how it can benefit your business? Read on.

What is injury triage?

Injury triage is a complimentary service provided to all workers compensation policyholders by our partner, Medcor. The hotline is available 24/7/365 to any injured team member, helping them get the right care at the right time. With about 40% of worksite injuries, first aid or self-care can be used to reduce or eliminate emergency room

Most Canadians love their universal health care. Yet we often forget that health care is a provincial responsibility. When we travel into other provinces, we may be surprised to find out we’re not covered. Take these two examples: 

A pregnant Albertan woman was vacationing in Ontario when she went into premature labour two months before her due date. The Ontario hospital she gave birth in was not properly equipped to handle such a premature baby, so mother and child were emergency airlifted to a larger hospital with better resources. They returned to Alberta healthy, but received a bill for tens of thousands of dollars.  

While vacationing in Yukon, an Ontario man became seriously ill. He was airlifted to Vancouver to receive treatment and later received a bill for nearly $20,000.  

This is why it’s important to check your coverage and have travel medical insurance whenever you’re travelling, even if it’s

Did you know there’s a huge difference between collector car insurance and regular car insurance? We’ll explain these different coverages and why you wouldn’t want to insure your collector car like a regular vehicle. This includes: 

• How vehicles are valued.  
• Driving restrictions. 
• The cost of coverage.  
• Ability to do your own repairs. 

• Storage requirements.  
• Driver requirements.  
• Emergency roadside assistance. 
• Claims handling. 

How Vehicles Are Valued 

One of the biggest differences between collector car insurance and regular car insurance is how the vehicles are valued. Regular car insurance value your vehicle based on the price you purchased it for or its current market value (purchase price plus depreciation). However, a collector car insurance policy values the vehicle based on an agreed value. This means the collector vehicle is valued based on an appraisal or its true market value. This is important because collector vehicles don’t depreciate like a regular vehicle.  

For